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2010 Ohio CU Foundation
impact report
Through 39 grants, as of Nov. 30, the Ohio Credit Union Foundation has
supported educational and outreach initiatives that strengthened Ohio’s credit unions and
communities by empowering individuals to improve their
financial well-being. Read below the impact
the Foundation had in 2010, thanks to the
generosity of Ohio credit unions, individuals, chapters,
and business partners. And, the Foundation’s last grantmaking cycle of 2010 is not
yet over, so more
industry-differentiating programs that raise awareness
of credit unions and improve lives will be funded yet
this year.
Financial Education and Outreach Grants
For community education ventures that
fulfill the social responsibility
obligations of credit unions and chapters |
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7 grants, totaling $54,000 |
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CODE
CU and Sun Center FCU for student-run credit
unions, impacting 3,146 students |
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Fiberglas FCU, Harvest FCU, and ProMedica FCU
for enhancements and supplies for two
reality day programs, educating more than
1,000 students |
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Production of the national PBS TV show Biz
Kid$, reaching 97% of the nation’s public
television markets |
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Professional Development Grants
For state and national training for credit
union staff and volunteers |
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24 grants, totaling $33,000 |
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Credit union advocacy |
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Leadership development |
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Lending, collections, and compliance
expertise |
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Student Scholarships
For statewide winners of local chapter
scholarship contests |
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5 student scholarships, totaling $12,500 |
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Helping students seek higher education at
Duquesne University, Ohio University, The
Ohio State University, The University of
Toledo, and University of Indianapolis |
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Disaster Relief Grants
For international, national, and state
credit union communities in need |
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3 grants, totaling more than $24,000 |
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Providing assistance following the Haitian
and Chilean earthquakes, and Northwest Ohio
tornado |
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“We greatly appreciate the generosity of current
supporters, and ask past Foundation grant recipients to
consider paying it forward by making a contribution or
Community Investment Fund deposit,” said Executive
Director Becky Hart. “Your support makes a difference,
and
helps credit unions receive cutting-edge training,
educate consumers about wise money management, serve
low- to modest-income individuals ignored by other
financial institutions, open in-school branches, and get
disaster victims back on their feet.”
The Foundation aims to raise $173,000 in 2011. The
majority of OCUF’s grantmaking funds are donations
included with the annual Ohio Credit Union League dues
payments, followed by credit union deposits in the
Community Investment Fund. Every cent of every
contribution goes to grantmaking; no administrative or
overhead costs are deducted.
The industry-differentiating programs funded by OCUF
grants help the entire Credit Union Movement by raising
awareness of credit unions and improving lives. A final
summary of the Foundation’s 2010 grants will be included
in the annual report, which will be distributed this
spring.
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Get the recognition your
CU deserves
Join the statewide credit union branding campaign, REAL
Solutions, to meaningfully differentiate Ohio’s credit
unions through evidence of service. Like most
Ohio credit unions, you’re most likely already offering
products and services to people of modest means and low
wealth, which would define you as a “REAL Solutions” credit
union. You’re not being asked to take on “one more thing,”
but simply to work with the League and credit unions
statewide and nationally to brand these products and
services as “real solutions for real people.”
Credit unions that join the campaign incorporate REAL
Solutions as a companion to their existing brand identities
and receive free training on proven credit union products
and services. They will also be part of a national effort to
collect statistical data and tangible evidence to protect
credit unions' nonprofit status. Additionally, participating
credit unions can take advantage of the REAL Solutions
Financial Counseling Certification Program for a modest
fee, and receive discounts on a variety of League events.
In 2011, the REAL Solutions campaign will focus on
second-chance checking and credit programs, loans to
individuals with C and D paper, and youth initiatives such
as student-run credit unions. Learn more about this exciting
initiative; contact League REAL Solutions Manager Laura
Busque at (800) 486-2917, ext. 227, or
lbusque@ohiocul.org,
or visit the official website below.
www.ohiocreditunions.org/REALSolutions.htm
Help
members gain control of their financial futures
Individuals interested in obtaining the Credit Union
Certified Financial Counselor designation now have a chance
to do so without national travel or going it alone. The
National Credit Union Foundation and Credit Union National
Association have partnered to offer REAL Solution credit
unions an opportunity to complete the Certified Financial
Counselor School via eight webinars and two in-state
meetings, which include the proctored exams. The training is
designed for credit union staff who work in the financial
counseling, collections, and loan departments, or others who
are committed to helping members reach their financial
goals. Ohio’s Certified Financial Counselor School will
launch in April and details will be posted on the League’s
REAL Solutions webpage. Learn more about the training's
curriculum at the link below.
www.cuna.org/training/self_study/cuficep.html
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Brush off your financial
education line-up
With school in session, now is the perfect time to spruce up
your credit unions' financial educational line-up by honing
in on your target audiences’ communication and learning
preferences.
First, consider the way you approach the subject matter.
Catch and retain students’ attention with dynamic
presentations that highlight the success savvy money
management yields. Second, consider tweaking your delivery
method. If you are doing 90% of the talking, you may be
missing an opportunity to engage and dialogue with your
audience. Students are eager to learn about financial
matters, but find traditional instructional methods boring.
Incorporating real-world scenarios and hands-on experiences
allow students to experience the skills being taught and see
how it can improve their futures. Update classroom
presentations by using modern financial terms familiar to
the current generation, such as “spending plan" instead of
"budget." Swapping a few words can easily breathe life into
any presentation.
For more inspiration, check out the following financial
education resources.
MoneyAndStuff
Free financial education lesson plans and
presentations, a blueprint for hosting a “reality
day,” and activities/games to enhance the efforts of
educators, parents, and credit unions.
MoneyAndStuff.info is a service of the Ohio Credit
Union League on behalf of Ohio's credit unions.
www.MoneyAndStuff.info |
FoolProof
FoolProof is an online financial literacy tool that
enables credit unions to reach large audiences,
without taxing staff, to provide members with
crucial information on financial issues that impact
their wallets. FoolProof is licensing its programs
for free to all Ohio Credit Union League-affiliated
credit unions with assets of $10 million or less.
Highly-affordable packages are available for larger
credit unions.
www.foolproofnational.com/ohiocul/ |
National Endowment for
Financial Education (NEFE)
Free financial information for high school students,
educators, and consumers.
www.nefe.org/ |
brass|MAGAZINE
A lifestyle magazine that supplies young adults with
direct, intelligent, entertaining content about the
money side of life.
www.brassmagazine.com/ |
Technology provides new
spin on CU favorite
An online version of the popular “reality day” financial
education event was launched by the Credit Union National
Association and Wisconsin Credit Union League. Money
Mission, a web-based simulation game, opens the eyes of
older teenagers to the fundamentals of wise money
management. The engaging, competitive online game presents
credit unions with a unique opportunity to serve, attract,
and establish a relationship with the younger demographic.
Money Mission changes
how youth members view financial literacy by teaching with
animated videos and financial scenarios experienced though
customized avatars. If your credit union is interested in
making Money Mission available through its website, visit
the link below for more information.
www.cuna.org/buy/moneymission/
Peer-to-peer teaching has never
been hipper
A series on budgeting, saving, and spending decisions has
been added to the FoolProof for High Schools program, and is
available to all FoolProof credit unions at no additional
cost. The new "Burning Money" series contains dozens of
videos and interactive exercises that culminate with a
virtual reality day experience. Playing the game may be
easier than it sounds for some students as they attempt to
put their new-found financial knowledge to the test. Winners
must create and maintain a budget, make good buying
decisions, and end the game with a positive balance.
FoolProof's High School curriculum meets national financial
literacy standards, exclusively features young people, and
includes teacher guides. The program is free for credit
unions with assets of $10 million or less. Reasonably-priced
packages are available for credit unions that do not qualify
for the discounted rate.
www.foolproofnational.com/ohiocul/
Report your efforts for public sharing, differentiating
An online platform from the National Youth Involvement Board
(NYIB) enables credit union professionals to report their
financial education presentations, in an effort to promote
credit unions’ collective financial education efforts.
Report any presentations that focus on financially empowerment youth under the age of
25. Presentations can be conducted in a broad range of
settings, including a traditional classroom,
scout troop meeting, community groups, etc. In addition to
demonstrating the credit union difference, the collected
information is used by national and state legislators to
fight for mandated financial literacy programs in schools.
Ohio Catholic FCU in Cleveland is currently the state’s only
credit union reporting its financial education efforts. NYIB
aims to triple its current national reporting figure of 137
credit unions by July 1. To report your presentations, or
learn more about available NYIB resources, visit the link
below.
www.nyib.org
Upcoming professional
development opportunities
Professional development grants from the Ohio Credit Union
Foundation can be used for an array of educational programs,
including conferences, seminars, workshops, webinars,
eSchools, and self-study programs. If you are interested in
applying for an educational scholarship, visit the
Foundation Web site at
www.OhioCreditUnionFoundation.org
for applications and scholarship information, or contact
Ohio Credit Union League REAL Solutions Manager Laura Busque at
(800) 486-2917, ext. 227, or
lbusque@ohiocul.org.
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IRA Workshops: Essentials & Advanced
March 16-17 -- Columbus, OH
Build a basic knowledge or expand your expertise;
develop your IRA knowledge and provide top-notch service
to your credit union's members. |
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2011 Annual Convention & Expo
April 5-6 -- Columbus, OH
Invest 48 hours of your time and return to your credit
union recharged and ready to lead the credit union to
future success. Join other credit union leaders for the
state’s best education, networking, and advocacy
opportunity. |
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NCUF Development Education Training
(Louise McCarren Herring Credit Union Development
Education Scholarship available)
April 6-13 -- Madison, WI
Experience the innovative training that focuses on the
relevance of “People Helping People.” Gain a clearer
understanding of how credit unions can improve lives on
a local, national, and global level. |
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Regulatory Compliance School: Introduction and Update
May 1-6 -- Henderson, NV
Sept. 11-15 -- Boston, MA
Attendees will receive a complete set of six Credit
Union National Association Regulatory Compliance
Training & Certification Program Level 2 modules for use
as ongoing reference guides. Testing is also available
for students interested in achieving the designation of
Credit Union Compliance Expert. |
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NEW: OCUL Ohio Volunteer Conference
June 16-18 -- Sandusky, OH
Specifically tailored for volunteers, this networking
and training opportunity will dissect the top issues
affecting credit unions. |
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CUNA Management School: Part I and II
(Jacquie Fisher Scholarship available)
July 10-22 -- Madison, WI
Develop your leadership abilities with a rigorous blend
of university classes and experiential learning
activities focused on attaining senior-level management
positions in the credit union system. |
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America’s Credit Union Conference & Expo
July 19-22 -- San Antonio, TX
Join credit union leaders from across the country to
gain the ideas, inspiration, and confidence to propel
your credit union to new heights. |
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National Youth Involvement Conference
July 25-28 -- Pittsburgh, PA
Return to your credit union with resources to teach
young people good money management skills and insight
into reaching to today's most critical market. |
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Financial Management School: Part I and II
(Jacquie Fisher Scholarship available from OCUF)
Aug. 14-19 -- Boston, MA
Gain a thorough understanding of the financial side of
your credit union so you make informed decisions to
improve your credit union's performance. |
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Volunteer Certification School
September 25-30 -- Tempe, AZ
Volunteers explore the philosophical and financial
topics needed to strengthen their decision-making
responsibilities. |
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Community Credit Union and Growth Conference
Oct. 24-27 -- San Francisco, CA
Explore ways your credit union can thrive and serve more
members, including the young, ethnic, and underserved.
Learn how to make a strong impact in your community and
build a better tomorrow. |
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Regulatory Compliance Update
Oct. 19 -- Columbus, OH
Stay up-to-date on the most recent regulatory compliance
changes. |
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Get your own copy
of
Above and Beyond
If you've received this eNewsletter from a colleague and
would like to receive your own copy, simply request to be added to
the distribution list. E-mail League REAL Solutions Manager Laura Busque
at lbusque@ohiocul.org
and let her know you'd like to receive Above and Beyond.
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2010
Community Investment Fund Participants
Thanks to the following
credit unions and support organizations for their CIF
investments through Nov. 30.
Every investment helps support educational and outreach
initiatives that promote financial independence through
credit unions.
Associated School ECU
AurGroup Financial CU
Bay Area CU
BMI FCU
Buckeye State CU
Burger FCU
Butler Heritage FCU
Cardinal Community CU
Cincinnati Central CU
Cincinnati Police FCU
Classic FCU
Clyde-Findlay Area CU
CME FCU
Communicating Arts CU
Community United CU
Corporate One FCU
Credit Union Outreach Solutions, Inc.
Day Air CU
Dayton Firefighters FCU
Directions CU
Dover-Phila FCU
Education First CU
Faith Community United CU
Fiberglas FCU
Firefighters Community CU
FirstDay Financial FCU
Genesis ECU
Glass City FCU
GROhio Community CU
Harvest FCU
Hopewell FCU
Jeep Country FCU
Kemba CU
KEMBA Financial CU
Kent CU
Kyger Creek CU
Mercy Health Partners FCU
Midwest Community FCU
Millstream Area CU
Ohio CU Foundation
Ohio University CU
Parish FCU
River Valley CU
Sharefax CU
State Highway Patrol
Superior FCU
Taleris CU
TeleCommunity CU
The Ohio Educational CU
Toledo Postal ECU
TopMark FCU
Total Assurance FCU
TPS CU
Tuscarawas Schools CU
Universal 1 CU
Vacationland FCU
Western CU
Wright-Patt CU
2010 Ohio Credit Union Foundation Contributors
Thanks to the following
credit unions and business partners for their 2010 contributions to the Ohio
Credit Union Foundation, as of Nov. 30. Their generous contributions
are used by the Foundation to support
educational and outreach initiatives that promote
financial independence through credit unions.
Credit Union & Business Partner Contributors
Philanthropist ($5,000 and
up)
CUNA Mutual Group
Ohio Credit Union League
OCUL Services Corporation
Patron ($2,500 to $4,999)
CSE FCU
Day Air CU
Firestone FCU
Friend ($1,000 to $2,499)
Associated School ECU
AurGroup Financial CU
Cardinal Community CU
CES CU
Chaco CU
Cincinnati Central CU
Cincinnati Police FCU
Cintel FCU
Cleveland Chapter
Community United CU
Credit Union of Ohio
Credit Union Student Choice
Education First CU
First Ohio CU
FirstDay Financial FCU
FirstEnergy Family CU
GenFed FCU
Investors Title Insurance Company
Midwest Community FCU
Ohio Catholic FCU
Ohio HealthCare FCU
Ohio Valley Community CU
River Valley CU
School Emp Lorain Co CU
Sharefax CU
Summit Chapter
Taleris Credit Union
The Ohio Educational CU
VacationLand FCU
Western Buckeye Chapter
Supporter ($500 to $999)
Allied Solutions, LLC
AP FCU
ATM Solutions, Inc.
Bay Area CU
Champion CU
Communicating Arts CU
Community First CU
Community Star CU
CU*Answers
Directions CU
Eaton Family CU
Jeep Country FCU
Keith D. Weiner & Associates Co.
Kent CU
Lakeview FCU
Libbey FCU
Marion Community CU
Medina County FCU
Members First CU
Millstream Area CU
myCUmortgage
Northeast Chapter
Northwest Chapter
Ohio Edison/Penn Power CU
ProMedica FCU
Quest FCU
Riverview CU
State Highway Patrol FCU
State Transportation ECU
Sun Center FCU
The Massillon Area CU
TPS CU
TRINITY Debt Management
Unity Catholic FCU
Donor (Up to $499)
540 IBEW CU
ACME FCU
Aimbridge Indirect Lending
AllWealth FCU
American Share Insurance
Ashland University
Ashtabula City EFCU
Athena Credit Union
Bailey Controls FCU
Bardes EFCU
Bethel Community FCU
Brewster Federal Credit Union
Burger FCU
Burgess & Niple ECU
Butler County Chapter
Butler Heritage FCU
C.C.C. Van Wert CU
CANDO CU
Canton Police & Firemen's CU
Central Ohio Community CU
Chagrin Falls School EFCU
Champion FCU
Children's Medical Center FCU
Chivaho FCU
Cincinnati Chapter
Cincinnati Interagency FCU
Civil Service Employee Assn CU
Classic FCU
Columbiana County School ECU
Commodore Perry FCU
Co-Op Toledo CU
Cory Methodist Church CU
Coshocton FCU
Credit Union 24
Credit Union One
Cuyahoga Falls Municipal ECU
Dairy Pak ECU
Dillonvale FCU
Dolphin Debt Access, LLC
Dynamic FCU
East Ohio Gas Yo Division EFCU
Edison CU
Eight FCU
Faith Community United CU
Financial Northeastern Companies
First Choice CU
First Miami Univ. Student & Alumni FCU
Franklin County School EFCU
Freimark & Associates, Inc.
Genesis ECU
Girard CU
Globe Industries ECU
Goodyear ECU
Great American Insurance Group
Greater Abyssinia FCU
Hamilton County School ECU
Heekin Can ECU
Hungarian Ref. Church SBS FCU
Industrial Distributors FCU
Kennametal Orwell EFCU
KRATON Belpre FCU
Kyger Creek CU
L.C.E. FCU
Lakewood Fire Fighters CU
Lane Metropolitan CME CU
Latvian Cleveland CU
Lima Ohio Postal EFCU
Local 50 Plumbers/Steamftrs FCU
Local Union 392 FCU
MAI Services Corporation
Marysville Goodyear EFCU
Maumee Educators FCU
Mercy Health Partners FCU
Middletown Area Schools CU
Minerva Area FCU
Monarch FCU
Morrow County FCU
Motorists Insurance ECU
Nickel Steel FCU
NoteWorthy FCU
OARDC ECU
OCUL Board of Directors
ODJFS FCU
Ohio Operating Engineers FCU
Painesville CU
Parish FCU
PEF FCU
Port Conneaut FCU
Producers ECU
Public Library ECU
Rocky River School EFCU
RTA Brooklyn FCU
RTA Hayden FCU
S & J School EFCU
S.T.O.F.F.E. FCU
SCFE CU
Scott Associates CU
SF & M ECU
Sherwil CU
Shiloh Baptist Church FCU
Softite Community FCU
Solon School EFCU
Sorg-Bay West FCU
Southeastern Ohio CU
St Helen FCU
St Julie Billiart FCU
St Luke's Parish FCU
St Paul's Parish FCU
St Therese/SS Peter & Paul FCU
Stark Metro. Hous. Auth. FCU
Steel Valley FCU
Struthers FCU
Sts Margaret & Gregory FCU
Sugardale CU Inc
Support Financial Resources
Support Insurance Systems Agency Inc.
The Sheeter Group, LLC
The Way CU
Toledo Police FCU
Toledo Urban FCU
TopMark FCU
Total Assurance FCU
Trailview FCU
Tri-County CU
Tuscarawas Schools CU
UAP EFCU
Union Of Poles In America CU
United Telephone CU
Universal Creative Concepts
UTU FCU
Valley Council CU Inc
Valley One Community FCU
Wayne County Community FCU
Weltman, Weinberg & Reis Co.
West Holmes School ECU
West Stark Community FCU
Western Region FCU
Wilberforce University FCU
Wiremen's CU
Wright-Dunbar Area CU
Yorkville Community FCU
YS FCU
Individual Contributors
Patron ($500 to $999)
Stan Barnes
Becky Hart
William Herring
Paul Mercer
Tim Mislansky
Friend ($250 to $499)
Lee Butke
Dave Cottone
Jill Cottone
Wade Goheen
Kathy Kanipe
Joshua Reams
Supporter ($100 to $249)
Marty Auxter
Vicky Blackorby
Sonja Delaney
Cheryl Dorman
John Florian
Tom Furrey
Jean Kellerbauer
Sandra McCormick
Barry Shaner
Dave Shoup
Barbara Winger
Juanita L. Zunk
Donor (Up to $99)
Angela Baldwin
Laura Busque
Danielle Davis
Dianne Easterday
Diane Faris
Julie Gee
Lori George
William Hann
Shawn Kessinger
Diane Kuenzel
Julie Linch
Juliana Maneno
Carole McCallister
Martha McCarthy
Chris Predieri
Barbara Robers
Elaine Schwind
David Seeger
Lynn Siler
Danise Spencer
Katie Walton
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